Understanding Policy Language and Endorsements in an Insurance Claim
nsurance policies are contracts, and every claim decision is based on the specific language contained in the policy and its endorsements. The base policy sets the rules for coverage, duties, and loss settlement, while endorsements modify or refine those rules.
What Is a Sworn Proof of Loss Packet and Why It Matters
A Sworn Proof of Loss is a formal documentation package that proves and justifies an insurance claim. It is the policyholder’s sworn statement outlining what was damaged, how it was damaged, and the amount required to properly repair or replace the loss.